Business Solutions

Member-Owned Exchanges

Combining Member Information with Risk Assessment Power

One of the keys to successfully building and managing a data exchange is to ensure a critical mass of data from the right players. Our data exchange programs represent a partnership between Equifax and today’s leading businesses and financial institutions. We currently manage Exchanges for the small business lending industry and the telecommunication and utility industries. Becoming a member of an Exchange will allow you to:

• Reduce risk, set deposits or approve applications objectively with unique credit data
• Acquire more accounts with access to previously unavailable data
• Increase revenue recovery rates and amounts by minimizing dependence on third party collection agencies
• Decrease manual application investigations
• Reduce account attrition and control data
• Gain inherent value-added benefits such as networking opportunities and best practices meetings

SBFE
The Small Business Financial Exchange is an industry first – being the only Exchange to serve financial institutions. This revolutionary small business data solution provides previously unavailable payment performance information on small business loans, leases and credit cards. For more information, go to www.sbfe.org.

NTDE
The National Telecommunications Data Exchange, Inc. is an effective member service that enables communications carriers to exchange defaulted commercial account information. For more information, go to www.ntde.com.

NCTUE
The National Consumer Telecom & Utilities Exchange, Inc. provides critical support for members’ risk management processes by identifying higher risk consumers at the point of sale. For more information, go to www.nctue.com.

Equifax provides value-added information and related services that help companies maximize their efforts to identify, lend and transact with commercial and consumer customers throughout the entire account life cycle.